How do I integrate BACS Direct Debit with Magento for B2B?
BACS Direct Debit is the UK’s preferred B2B rail, lower fees than cards (typically 0.5-1% vs 2-3%), better cash-flow control, and customer-friendly. The standard route is GoCardless, which has a mature Magento 2 module. We:
- Install + configure the GoCardless Magento module on your environment.
- Wire it into Magento’s B2B module (Adobe Commerce) or a custom company-account flow (Open Source).
- Add a Net-30 / Net-60 invoice flow with auto-collected mandates (signed online once, debited monthly).
- Reconcile in QuickBooks / Xero with VAT-rate awareness for MTD.
For Adobe Commerce B2B, this slots into company + sales_rule tables for customer-specific pricing and approval workflows.