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How do I integrate BACS Direct Debit with Magento for B2B?

BACS Direct Debit is the UK’s preferred B2B rail — lower fees than cards (typically 0.5–1% vs 2–3%), better cash-flow control, and customer-friendly. The standard route is GoCardless, which has a mature Magento 2 module. We:

  1. Install + configure the GoCardless Magento module on your environment.
  2. Wire it into Magento’s B2B module (Adobe Commerce) or a custom company-account flow (Open Source).
  3. Add a Net-30 / Net-60 invoice flow with auto-collected mandates (signed online once, debited monthly).
  4. Reconcile in QuickBooks / Xero with VAT-rate awareness for MTD.

For Adobe Commerce B2B, this slots into company + sales_rule tables for customer-specific pricing and approval workflows.

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