What B2B features come native with Adobe Commerce?

The Adobe Commerce B2B module ships these out-of-the-box:

• Companies & roles — multi-buyer accounts under one company; admin / purchaser / approver / finance roles; org charts.
• Approval workflows — orders over $X route to an approver before submission.
• Request for Quote (RFQ) — buyers convert their cart to a quote; sales reps respond; quote → order conversion.
• Customer-specific pricing — tiered pricing per customer group, contract pricing, hidden prices behind login.
• Requisition lists — saved cart templates per buyer.
• Shared catalogues — SKUs visible only to designated companies.
• Payment on account — Net 30 / Net 60 with credit-limit enforcement at checkout.
• Quick order — SKU-based bulk add-to-cart (paste a list, attach a CSV).

Everything else (ERP integration, custom approval matrices, sales-rep dashboards) is layered on top.