B2B wholesale to local tackle shops (LTS), Net-30, tax-exempt, on the same Magento as DTC?

Yes, this is the FishUSA + Mud Hole pattern. Same Magento instance handles DTC anglers and wholesale local-tackle-shop accounts.

The account-onboarding flow:

1. Tackle shop registers, uploads resale certificate PDF + state seller’s permit number.
2. Manual review (~24h) flips the customer to customer group: wholesale_lts.
3. Net-30 underwritten by Apruve, Resolve, or TreviPay, they pay you on day 1, customer pays them on day 30. Removes the AR / credit risk.
4. Tax-exempt status auto-applied via Magento tax-class assignment per state.
5. Brand-portal compliance flagged per-dealer, some Shimano-authorized shops can’t resell St. Croix; the customer-group rule hides St. Croix SKUs from their portal.

On Adobe Commerce: native B2B Companies module handles companies, hierarchies, requisition lists, quote workflows, and line-sheet PDF export. On Open Source: customer-group rules + Aheadworks B2B Suite or Amasty Company Accounts. Cost difference: Open Source ~$1.5k one-time vs Adobe Commerce ~$30k+/yr; the native B2B is more polished, the third-party route is more flexible.