Cómo integrar Bizum en Magento 2, el rail móvil del 45% del mercado

Bizum is Spain’s dominant mobile payment, 45%+ of mobile checkouts, backed by every major Spanish bank (Santander, BBVA, CaixaBank, Sabadell, Bankinter). Without Bizum, you’re losing roughly half your mobile traffic at the payment step. Bizum is bank-to-bank instant payment, similar to UK Faster Payments or India UPI, with a phone-number identifier.

Magento integration paths:

• Redsys + Bizum, the canonical route. Redsys is the Spanish bank-acquirer rail (CaixaBank / Santander / BBVA « Servired » merger). Bizum is exposed as a tokenised payment method through your Redsys merchant account.
• Stripe ES + Bizum, Stripe added Bizum in 2024. Easier integration if you’re already on Stripe; Bizum appears as a payment-method option in the unified card form.
• Adyen + Bizum, for enterprise / multi-country merchants.
• Direct Bizum API, if you have a Spanish bank merchant agreement, you can integrate Bizum directly. More work, lower fees at volume.

We wire Bizum into Magento native checkout + Hyvä with the proper redirect / 3DS2 SCA flow, plus the “Bizum” button styled correctly (Bizum has brand guidelines, you can’t recolour it).