What’s the difference between Stripe AU, eWAY, and Pin Payments?

Stripe AU, global rail, best for international DTC stores already on Stripe elsewhere. Lowest international card fees, native Apple Pay / Google Pay, deep developer ecosystem. Settlement to AU bank in 2 business days. eWAY, Australian-founded (now part of Global Payments), best for established AU retailers wanting AU-bank merchant services. Strong AMEX support, mature recurring-billing, AU-based phone support. Pin Payments, Australian-owned, Sydney-based, simplest pricing model (one flat rate, no monthly fees). Best for AU-only SMB stores. Recommendation: Stripe AU for DTC scale, eWAY for B2B + AMEX-heavy, Pin Payments for AU-only SMB. We’ve wired all three across 40+ AU Magento stores.