Is Adobe Commerce Cloud worth it vs self-hosted Magento?

It depends on your team and traffic profile. ACC is worth it when (a) you don’t want to manage servers, Fastly, New Relic, deploy pipelines, and Adobe-tier patching, (b) your traffic is variable and elastic scaling matters, or (c) you need the bundled support & SLA. It’s not worth it when (a) your team already runs DevOps fluently, (b) traffic is small and steady so a $50/mo VPS would do, or (c) you want full control over kernel-level optimisations. Most stores in $1k-$15k/mo MRR profit from ACC; below that, self-hosted on Hetzner/AWS is cheaper.