Razorpay Magento Integration: A Complete India + INR Setup Guide
Razorpay ships an official Magento module, razorpay/razorpay-magento on Marketplace and GitHub, that covers Cards, NetBanking, UPI Collect, UPI Intent, Wallets, EMI, and PayLater. The defaults work; production does not. This is the install command, the system.xml API-key config, the webhook signature check for payment.captured and refund.processed, the RBI 2-factor authentication redirect, the UPI AutoPay e-mandate flow for subscriptions, and the T+1 to T+3 settlement timing every Indian merchant needs to plan around. Magento 2.4.4-2.4.9, INR-only stores.