BNPL on Magento: Klarna vs Afterpay vs Affirm vs Sezzle (2026 Decision Guide)
Five BNPL providers ship against Magento 2.4.4-2.4.9 in 2026: Klarna, Afterpay (Cash App Pay-in-4 in the US since 2025), Affirm, Sezzle, and PayPal Pay Later. Their region coverage, merchant fees, AOV sweet spots, and Hyvä-compatibility maturity have diverged sharply. This post lays out the per-region availability matrix, real fee ranges from each provider's merchant docs, Magento Marketplace extension maturity, and the decision tree we run on every BNPL engagement.